We are building an AI collections platform that incorporates human collectors to solve hard disputes. By doing this you get the perfect collections solution with a sophisticated approach combining big data processing, behavioral analytics and all of it with 10 times less workforce.

Within the scope of tradicional competitors, ignoring several local collection agencies, we can identity 4 multinationals with presence in at least 3 continents with high levels of digitalization: Atradius Collections Servdebt Intrum Justicia Whitestar These entities not only provide debt management services but also buy expired debts, mostly from the finance sector which they later manage. It is within these two business models that we can identify a major concern they have to face after the release of GDPR: they cross-reference debtor information from different client companies using said information later on to help manage their own internal debts creating a second data privacy problem, not to mention a conflict of interests. Enterprise level companies are uncomfortable with the misuse of their data by third parties so they search for partners that can provide a solution compatible with the current data protection legislation. Furthermore these companies often employ rudimentary methods mostly based on - “Pay me!!! Pay me!!! Pay me!!!” - disregarding the condition the debtor has as a client.